A self-funded MEWA owes filings to four agencies, at two levels, on deadlines that share no calendar. Mewa.io tracks every one, prepares and checks each filing, and files what we prepare directly with the agency.
A single employer files about a dozen forms a year. A self-funded MEWA files that dozen for the arrangement, then a second set for every participating employer.
The arrangement itself is about a dozen filings a year: Form M-1, the MEWA’s own 5500 with Schedules A, C, D and H, PCORI, RxDC, the gag-clause attestation and Part D, the state annual report, plus the VEBA’s Form 990, which we coordinate. Countable, and once each.
Then, at the participating-employer level, a set of its own: Form 5500 or 5500-SF, a Summary Annual Report, plan documents and the SPD, 1095-B reporting, continuation determinations and the Medicare Small Employer Exception. Times several thousand.
Each one carries its own deadline, its own status and its own party waiting on it, and a single missed filing runs to DOL penalties that compound by the day. That is what the dashboard below tracks: every filing, at both levels, at once.
Open it whenever you want and it is current to the minute. It carries every obligation for the plan year, at both levels: the step each one is on, its target date, its response window, and the party it is waiting for – including when that party is us.
Knowing a deadline is coming is not the same as meeting it. What matters is what happens in between: who chases the missing piece, what gets checked before a return moves, and whether the year holds up when somebody looks at it later.
Across the MEWA’s own returns and thousands of participating-employer filings, every deadline is tracked against its own anchor, so nothing creeps up unhandled or slides past its date.
Anything waiting on an employer, the carrier or the auditor is followed up by us, in the system. You can see where each one stands without asking.
Rendered on the official form, exactly as it will be filed. Each one reaches you prepared, checked against last year’s, and showing where every figure came from. Any figure on any filing is open to challenge, and nothing transmits while a question of yours is open.
A correction produces a new version. The old one stays, so what was prepared, what was questioned and what was done about it are all on the record. The books close the same way, month by month, with every difference named. When a board or an auditor asks, the year has already been reconciled, because it was reconciled as it ran.
The dashboard is the visible part. Behind it stand the people, the authority and the safeguards a plan’s compliance actually rests on.
The platform, the filing and the plan accounting are run by the in-house team that built them, with outside ERISA counsel on the calls that turn on judgment. The software runs the volume; the judgment has people behind it.
You sign as plan administrator with your own EFAST2 credentials; we transmit as a registered transmitter. Every discretionary call stays yours. The engagement is a non-fiduciary service, by design.
Mewa.io holds enrollment, census and filing data, and never a diagnosis, a clinical record or claim-level detail. The data we never collect is data that can never be exposed. What we do hold is encrypted, access-controlled and logged, under a Business Associate Agreement with every plan.
Leave your email and we’ll walk you through the live view on a plan like yours: your own obligations, where each one would stand, and what we would be waiting on. Nothing to prepare.
Or email us directly.